About the coin

PointPay is a cryptocurrency banking platform that has been operational since 2018, with its base in St. Vincent & the Grenadines, Estonia, and Lithuania. It serves over 1 million active users globally, aiming to provide a wide array of crypto banking services accessible to anyone with internet access. The Lithuanian branch, UAB Point Pay EU, holds a license to operate with digital assets.

Main features

PointPay's ecosystem comprises a blockchain-based bank, an exchange platform, a crypto wallet, and a payment system. The crypto bank allows users to earn daily interest on their funds and obtain instant loans. Soon, crypto debit cards will be launched for online and in-store purchases. The exchange offers three interfaces: Classic, Advanced, and Quick Exchange, catering to both experienced and novice users. The wallet facilitates storing digital assets, sending them via email, and tracking their value. The payment system enables purchasing popular digital assets using debit and credit cards for fiat currencies like USD, EUR, and GBP.

How it works

The PointPay blockchain-based bank allows users to earn interest on 13 popular digital assets, including stablecoins like USDT, USDC, and DAI, by funding Checking or Savings accounts. Users can earn up to 8% APY on their assets. Additionally, staking PXP tokens can yield up to 20% per year, with rewards increasing based on the investment duration. Crypto loans are available without credit checks, using digital assets as collateral. PointPay aims to lead the crypto banking revolution, offering a platform with comprehensive crypto banking services to promote financial freedom.