About Tangem Pay

What is Tangem Pay?

Tangem Pay is a non-custodial payment account integrated into the Tangem Wallet app. It allows you to use assets for purchases with a virtual Visa card, online or in-store, with Apple Pay or Google Pay. 

What is the difference between Tangem Pay and Tangem Wallet?

Tangem Wallet is a self-custodial hardware wallet that enables you to control your keys privately and anonymously. Tangem Pay is an optional, regulated feature within the same app, enabling you to set up a payment account, verify your identity, and obtain a Visa card for spending in the real world.

Is Tangem Pay a virtual or physical card?

When it first launches, Tangem Pay will offer a virtual Visa card. Physical cards will be available in a future update.

Where can I use the Tangem Pay card?

You can use your Tangem Pay card anywhere Visa is accepted, both online and in-store. This includes merchants that support Apple Pay and Google Pay, allowing for seamless contactless payments.
The card currency is USD, so if you make a purchase in any other currency, Visa’s foreign exchange rates and cross-border fees may apply. International transactions are fully supported, but subjected to standard Visa terms.