
Merchant wallet
The most secure hardware wallet for your Merchant
Switch to Tangem for secure Merchant storage. Trusted by thousands, now featuring cutting-edge security!

How to secure your Merchant with Tangem?
When you buy or hold Merchant in Tangem, it secures your private keys in many ways:
- With the seedless setup and smart backups on extra devices, your Bitcoin is safe and accessible only to you.
- Tangem is IP69K water and dustproof, built to protect against extreme temperatures, EMPs, ESCs, and X-RAYS.
- An access code and biometric authentication protect against unauthorized access.
- Private keys are generated and stored on its EAL6+ CC secure element.
How to get a Merchant Crypto Wallet?
Tangem products are for everyone, from beginners to experts. They keep your crypto safe and easy to manage. With cutting-edge technology, Tangem lets you control and protect your digital assets.
Get TangemWhy choose Merchant wallet with Tangem.
What is Merchant (MTO)?
MTO is at the forefront of transforming how crypto payments function by integrating a consumer protection protocol directly onto the blockchain. This innovative approach introduces decentralized dispute resolution and chargebacks, making cryptocurrency more accessible and appealing for everyday transactions.
What is a Merchant wallet?
A Merchant (MTO) wallet is your secure gateway to manage your MTO tokens. It doesn't actually store the cryptocurrency itself; rather, it keeps the private keys needed to access your MTO assets on the blockchain. Essentially, the wallet’s role is to store these keys securely, so you can send, receive, and manage your MTO effectively.
How does a Merchant wallet work?
Merchant wallets operate by using a pair of keys—a public key and a private key. The private key is your secure ticket to your specific MTO account—it needs to be kept confidential. On the other hand, the public key can be shared with others to receive MTO. To move your funds, the private key is necessary. Tangem Wallet, for instance, safely generates and holds these private keys within its chip.
What are the types of Merchant wallets?
Exchange Merchant Wallets:
These are hosted on centralized platforms like Coinbase or Binance, letting you buy MTO with regular money. However, using these custodial wallets means you face risks like restricted access.Software Merchant Wallets:
Installed on your personal devices, software wallets manage your private keys and allow you to handle MTO easily, though they can be susceptible to hacks and viruses. They can be mobile, desktop, or browser-operated.Mobile Merchant Wallets:
These are applications that you set up on your smartphone to conduct MTO transactions.Desktop Merchant Wallets:
These wallets are installed on your computer, saving private keys on your hard drive or SSD.Hardware Merchant Wallets:
These wallets provide offline security, such as the Tangem hardware wallet, safeguarding your assets from online dangers.
How to Choose the Best Merchant Wallet
The ideal wallet choice relies heavily on your personal preferences, focusing on ease of use, consistency, durability, and security. To protect against internet threats and safely store significant amounts of MTO, opting for a hardware wallet like Tangem is a wise decision.

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See all supported cryptosMerchant FAQ
- You can buy Merchant on major cryptocurrency exchanges like Binance, Coinbase, or Kraken. You can also use P2P platforms or specialized exchange services. For safe storage, it is recommended to use a reliable wallet like Tangem.
- For long-term storage of Merchant, a cold wallet such as Tangem is the best choice, offering a high level of security. For active transactions, a hot wallet is more convenient but less protected from hacking.
- Transfer fees for Merchant depend on the blockchain network load and the exchange or wallet used. Typically, this includes a network fee (gas fee) and possibly additional fees from the platform.
- To create a wallet for Merchant, install the Tangem app, follow the instructions to set up a cold wallet, and generate a unique address for storing your cryptocurrency.
- Based on research, policy papers, and initiatives from leading international organizations and financial institutions, such as the World Economic Forum, Franklin Templeton, or Deutsche Börse,it is highly plausible that tokenization will be the next major development in the financial world, as Larry Fink (and other) ...
- Merchant tokens aregenerated specifically for a merchant by a provider of its choosing. The provider generates a merchant token after a cardholder tenders their card for transaction processing.
- Coin dealer meansa person whose sole business activity is the selling and purchasing of numismatic items and precious metals.

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